Pasplan
Pasplan Gold and Pasplan Gold with excess provides you with hospital cover for all the clinical category services.
The extras benefits payable on Pasplan are in most cases, either 85% of the fee charged or the maximum benefit set for each service. Specified annual limits also apply.
| HOSPITAL COVER | SINGLE EXCESS | COUPLES AND FAMILY OVERNIGHT EXCESS | LEVEL OF EXTRAS COVER | |
| Per calendar year | Per person, per calendar year | Maximum per policy, per calendar year | ||
| Pasplan Gold | nil | nil | nil | Pasplan extras |
| Pasplan Gold with excess | $150 | $150 | $300 | Pasplan extras |
For information on waiting periods, including pre-existing conditions, exclusions, restrictions, co-payments and or excesses, visit our membership conditions.
A full list of contracted private hospital and day-hospital facilities contracted with St Lukes can be found here.
Hospital Benefits
Weight loss surgery
Dialysis for chronic kidney disease
Joint replacements
Cataracts
Sleep Studies
Pain management with device
Insulin pumps
Assisted reproductive services
Pregnancy and birth
Podiatric surgery (provided by an accredited podiatric surgeon)
Heart and vascular system
Back, neck and spine (incl. fusion)
Implantation of hearing devices
Plastic and reconstructive surgery (medically necessary)
Blood
Lung and chest
Dental surgery
Diabetes (excluding insulin pumps)
Skin
Miscarriage and termination of pregnancy
Male reproductive system
Kidney and bladder
Eye (not cataracts)
Breast surgery (medically necessary)
Pain management
Chemotherapy, radiotherapy and immunotherapy for cancer
Gastrointestinal and endoscopy
Digestive system
Brain and nervous system
Gynaecology
Hernia and appendix
Joint reconstruction
Bone, joint and muscle
Tonsils, adenoids and grommets
Ear, nose & throat
Palliative care
Hospital psychiatric services
Rehabilitation
Extras Benefits
General Dental
Waiting period: 2 months
Major Dental
Waiting period: 12 Months
Orthodontics (inc. in Major Dental limit)
Waiting period: 12 Months
Optical
Waiting period: 6 Months
Physiotherapy
Waiting period: 2 Months
Approved Group Physiotherapy Sessions
Waiting period: 2 Months
Exercise Physiology
Waiting period: 2 Months
Approved Group Exercise Physiology Sessions
Waiting period: 2 Months
Antenatal/Post-Natal
Waiting period: 2 Months
Lymphedema Treatment
Waiting period: 2 Months
Eye Therapy
Waiting period: 2 Months
Pharmacy
Waiting period: 2 Months
Podiatry
Waiting period: 2 Months
Dietetics, Nutrition and Diabetes Education
Waiting period: 2 Months
Occupational Therapy
Waiting period: 2 Months
Speech Therapy
Waiting period: 2 Months
Home Nursing
Waiting period: 2 Months
Audiology
Waiting period: 2 Months
Acupuncture
Waiting period: 2 Months
Chinese Herbal Medicine
Waiting period: 2 Months
Remedial Massage
Waiting period: 2 Months
Myotherapy
Waiting period: 2 Months
Osteopathy
Waiting period: 2 Months
Chiropractic
Waiting period: 2 Months
Clinical Psychology
Waiting period: 12 Months
Counselling
Waiting period: 12 Months
Health Appliances and Aids
Waiting period: 12 Months
Hearing Aids
Waiting period: 36 Months
Health Management
Waiting period: 3 Months
Emergency Ambulance Transport
Waiting period: 2 months
Travel
Waiting period: For approved travel to the nearest suitable specialist (conditions apply).
Accommodation
Social worker
Waiting period: 12 months