Pasplan
Pasplan Gold and Pasplan Gold with excess provides you with hospital cover for all the clinical category services.
The extras benefits payable on Pasplan are in most cases, either 85% of the fee charged or the maximum benefit set for each service. Specified annual limits also apply.
| HOSPITAL COVER | SINGLE EXCESS | COUPLES AND FAMILY OVERNIGHT EXCESS | LEVEL OF EXTRAS COVER | |
| Per calendar year | Per person, per calendar year | Maximum per policy, per calendar year | ||
| Pasplan Gold | nil | nil | nil | Pasplan extras |
| Pasplan Gold with excess | $150 | $150 | $300 | Pasplan extras |
For information on waiting periods, including pre-existing conditions, exclusions, restrictions, co-payments and or excesses, visit our membership conditions.
A full list of contracted private hospital and day-hospital facilities contracted with St Lukes can be found here.
Hospital Benefits
Rehabilitation
Hospital psychiatric services
Palliative care
Ear, nose & throat
Tonsils, adenoids and grommets
Bone, joint and muscle
Joint reconstruction
Hernia and appendix
Gynaecology
Brain and nervous system
Digestive system
Gastrointestinal and endoscopy
Chemotherapy, radiotherapy and immunotherapy for cancer
Pain management
Breast surgery (medically necessary)
Eye (not cataracts)
Kidney and bladder
Male reproductive system
Miscarriage and termination of pregnancy
Skin
Diabetes (excluding insulin pumps)
Dental surgery
Lung and chest
Blood
Plastic and reconstructive surgery (medically necessary)
Implantation of hearing devices
Back, neck and spine (incl. fusion)
Heart and vascular system
Podiatric surgery (provided by an accredited podiatric surgeon)
Pregnancy and birth
Assisted reproductive services
Insulin pumps
Pain management with device
Sleep Studies
Cataracts
Joint replacements
Dialysis for chronic kidney disease
Weight loss surgery
Extras Benefits
General Dental
Waiting period: 2 months
Major Dental
Waiting period: 12 Months
Orthodontics (inc. in Major Dental limit)
Waiting period: 12 Months
Optical
Waiting period: 6 Months
Physiotherapy
Waiting period: 2 Months
Approved Group Physiotherapy Sessions
Waiting period: 2 Months
Exercise Physiology
Waiting period: 2 Months
Approved Group Exercise Physiology Sessions
Waiting period: 2 Months
Antenatal/Post-Natal
Waiting period: 2 Months
Lymphedema Treatment
Waiting period: 2 Months
Eye Therapy
Waiting period: 2 Months
Pharmacy
Waiting period: 2 Months
Podiatry
Waiting period: 2 Months
Dietetics, Nutrition and Diabetes Education
Waiting period: 2 Months
Occupational Therapy
Waiting period: 2 Months
Speech Therapy
Waiting period: 2 Months
Home Nursing
Waiting period: 2 Months
Audiology
Waiting period: 2 Months
Acupuncture
Waiting period: 2 Months
Chinese Herbal Medicine
Waiting period: 2 Months
Remedial Massage
Waiting period: 2 Months
Myotherapy
Waiting period: 2 Months
Osteopathy
Waiting period: 2 Months
Chiropractic
Waiting period: 2 Months
Clinical Psychology
Waiting period: 12 Months
Counselling
Waiting period: 12 Months
Health Appliances and Aids
Waiting period: 12 Months
Hearing Aids
Waiting period: 36 Months
Health Management
Waiting period: 3 Months
Emergency Ambulance Transport
Waiting period: 2 months
Travel
Waiting period: For approved travel to the nearest suitable specialist (conditions apply).
Accommodation
Social worker
Waiting period: 12 months