Extras cover

St Lukes Extras cover makes it easier for you to take care of your health. It supports you in accessing preventative services that help you get the most out of every day, in the way you want to live it.

Extras cover

What is Extras cover?

St Lukes Extras cover supports you in accessing a range of healthcare services not covered by Medicare, including massage, dental, and physiotherapy.

What Extras cover is best for me?

St Lukes Extras cover is designed to offer a range of cover options to meet the lifestyle needs of Tasmanians. So that you can choose the right Extras cover for you, the St Lukes cover review will consider your personal circumstances and needs against our range of cover options.

Award-winning value

We've got you covered with award-winning value and customer service.

Because to add to our recent Canstar 2023 outstanding value award for hospital cover in Tassie and being recognised as an Employer of Choice, we’ve also just won the Roy Morgan Customer Satisfaction award for Private Health Insurer of the Year and Private Health Insurer of the Year (Not-for-profit).

Join Australia’s most satisfied customers.

Looking to switch to St Lukes?

1

Choose the cover that suits your needs

Use our online cover selector to find a level of cover to suit your lifestyle needs, or get in touch with our team to receive a personalised cover review.

2

Switch to St Lukes

You can switch to St Lukes online, instore or over the phone. We have many options to make switching to St Lukes easy.

3

St Lukes will do the rest

We will do all the paperwork for you and we’re happy to have that awkward ‘it’s-not-me-it’s-you’ conversation with your previous insurer.

Want to find out more?

Contact St Lukes today!

Frequently asked questions

: A waiting period is the length of time you must wait before you become eligible for benefits in your private Health Insurance policy. Waiting periods apply to new members and to members rejoining after a lapse in cover. Waiting periods may also apply to additional benefits when you change your level of cover. Learn more about waiting periods.
: St Lukes Extras cover supports you in accessing a range of healthcare services not covered by Medicare, including massage, dental, and physiotherapy. Read more about Extras cover.
: Current members can change their level of cover at any time on St.LukesHealth Connect. Our assessment process makes sure you are on the policy that’s right for you. Please note some waiting periods may apply.
: You can combine St Lukes Extras cover with St Lukes Hospital cover. Our Hospital and Extras cover gives members the right health insurance to match their lifestyle. Learn more about Hospital and Extras cover.
: We have Extras cover options that cover services like Acupuncture, Chinese herbal consultation, Remedial massage and Myotherapy. Use our cover selector to learn more about what is covered.
: St Lukes Extras cover is designed to offer a range of cover options to meet the lifestyle needs of Tasmanians. So that you can choose the right Extras cover for you, we will consider your personal circumstances and needs against our range of cover options. Learn more about our Extras cover.
: St Lukes offers a range of ways for our members to claim on their Health Insurance policy, that includes through Customer Care Centres and Agents, our claiming app St Lukes Connect and more! Learn more about how to claim.
: Depending on your level of cover, you will have sub-limits and annual limits for service categories. Use our cover selector to learn more about Extras benefit limits.
: Yes we do! St Lukes Dental Extras is designed to give Tasmanians access to the dental services they need without paying for the extras categories they don’t. St Lukes Dental Extras can only be taken as a stand-alone product in Tasmania and cannot be combined with Hospital cover. Learn more about St Lukes Dental Extras.
: We have Extras cover options that cover a range of preventative services. Use our cover selector to learn more about what is covered.